| Files across devices | One shared drive plus sync | Yes, from your server | Folder sync between devices | File sending between devices | No | Yes |
| Who holds the keys | Your machines; encrypted at rest by default | Your server; encryption options available | Your devices; encrypted in transit | Your devices; encrypted in transit | Your server | The provider by default; iCloud offers an opt-in end-to-end mode |
| Account needed | None | Accounts on your own server | None | Sign-in through an identity provider | Accounts on your own server | Google or Apple account |
| Reach your machines from anywhere | Yes | Yes, once your server is reachable | Yes, for sync | Yes, its specialty | With its cloud subscription or your own setup | Files only |
| Share a GPU with family | Yes, it yields to you when you're back | No | No | No | No | No |
| Local AI | Local models and contained agents | Through apps | No | No | Local voice and AI integrations | Cloud AI |
| Family and guests | Family space and evening guests | Users and groups | Share folders with others' devices | Share devices with others | Users | Family sharing |
| Extending it | Modules, tool wrappers, MCP | Large app store | No | API | Thousands of integrations | Third-party apps |
| Runs on | Your Linux, Windows and Android machines | A server you run | Almost anything | Almost anything | A home server or small board | Their data centers |
| Price | Free, open source soon | Free to self-host; paid business plans | Free, open source | Free personal plan; paid plans | Free; optional subscription | Free tier, then monthly |